Securing capital for an acquisition—especially in the online space—can be challenging. Many digital businesses are not SBA-eligible, and traditional banks often lack the understanding or flexibility to fund these types of deals.

That’s where we come in.

Through an expansive network of SMB lenders, debt funds, private credit firms, independent underwriters, and high-volume capital groups, we can help qualified Buyers access flexible, non-SBA financing solutions tailored for business acquisitions.

Whether you’re acquiring a business we are working on together or one you’ve sourced independently, we can help secure the right financing to get your deal done.

Some of these options include:

Unsecured Acquisition Lines of Credit

This creative debt solution is designed for acquisition entrepreneurs who either lack the liquidity needed to acquire the size business they want... or who prefer to leverage Other People’s Money (O.P.M.) to improve capital efficiency.

• Unsecured Business Lines of Credit: $500K–$1M
• Interest Rates: As low as Prime
• Use of Funds: Can be used as cash for deals under $1M or potentially serve as the equity injection for larger acquisitions
• Flexibility: Funds are not tied to a specific business, allowing Buyers to act quickly on opportunities and stay fluid in their search

Non-SBA Acquisition Term Loans

Acquisition financing structures designed to bypass the limitations of SBA lending while maintaining competitive rates/terms.

• Loan Amounts: $1M–$25M+
• Terms: 5–20 years
• LTV: Up to 100%
• Interest Rates: Typically as low as Prime
• Eligible Businesses: Online or Offline | Must have 3+ years of financials, strong DSCR, and no significant decline in SDE

Private Credit/Capital Solutions

When conventional or SBA lending doesn't make sense for a particular deal, we can take it to the private market and utilize our network of SBICs and private credit facilities to help get your acquisition funded and across the finish line.