Creative Non-SBA Acquisition Financing Solutions For Both Online & Offline Businesses

Acquisition Financing

Through an extensive network of private credit groups, institutional lenders, and capital partners, we can help source real, usable capital for qualified acquisition entrepreneurs—without the limitations that typically come with traditional SBA financing. We focus on fast-moving, creative financing structures (designed to support both online & offline business acquisitions ranging from $100K - $40M+) tailored to your deal type, timeline, and qualifications.

These structures can lower your out-of-pocket cash injection -- often as little as 3%-5% for well-positioned buyers/deals -- while adding flexibility and room for creative terms.

• Unsecured Pre-Acquisition Credit Facilities
  If you have strong personal credit, it’s often possible to access ~$250K–$500K+ to provide added liquidity, strengthen offers, cover equity injections, or bridge to closing.

• Private Credit & Institutional Lending
  For larger transactions ($2M–$40M+). Term loans and revolving lines with multi-year terms. Many lenders will count seller notes or equity holdbacks toward your required down payment on stronger files.

• Community Bank & Credit Union Lending
  Relationship-driven options that can pair well with the above to fit timing and structure.

• Complementary Solutions
  Bridge loans, mezzanine debt, and real-estate-backed facilities when speed or a custom structure is needed.

These options can be used on their own—or combined into a tailored non-SBA capital stack—to balance speed, flexibility, and out-of-pocket cash.

Where you are in the process

Note: Availability and terms depend on your qualifications, the target business, and market conditions. This is not an offer of credit or a guarantee of funding.