Most acquirers are told SBA loans are their only option. And while SBA financing can absolutely work in certain cases, many deals simply aren’t SBA-eligible — and even when they are, sellers are often hesitant to accept SBA-backed offers due to timing and execution uncertainty.

That’s why we structure both SBA and non-SBA capital (for online and offline businesses) across banks, private and institutional credit, and creative liquidity solutions — with the objective of faster execution and minimizing buyer cash at close.

PRE-ACQUISITION CAPITAL STRATEGIES

Designed to help buyers increase liquidity and buying power before the right opportunity appears, allowing them to:

• Increase liquidity & present as an execution-ready buyer

• Move quickly on $100K–$500K+ opportunities

• Use funds as the equity injection on larger $1M-$5M+ deals

• Keep out-of-pocket cash low (often ~5% or less)

• Maintain ongoing access to working & growth capital

DEAL-SPECIFIC FINANCING SOLUTIONS

Structured based on the deal, seller expectations, and buyer profile to create a capital stack that speeds timelines and reduces buyer cash at close. This can include a tailored mix of:

• Community banks & credit unions

• SBA preferred lenders (when SBA makes sense)

• Private credit & institutional capital

• Creative liquidity solutions

INTERESTED IN EXPLORING YOUR CAPITAL OPTIONS?

Complete the form below to learn more and see which structures may be available based on your profile and objectives.